MAT > What we do > Funding

Our funding

The Trust is funded by banks, building societies, private trusts and other private sector companies, as well as by government, working together to give people the advice they need.


The Trust currently benefits from a partnership funding model where after generating around 10% of our own income (we are actively working to increase this proportion over time), the private sector funds over two-thirds of the Trust’s activities with the government contributing the remaining portion.  We continue to make the case to government for funding and we have included government debts, which are rising, into our Funding Model. The Trust's Funding Model Working Party has endorsed the Trust's proposed budget and increased activity to seek funding from other sectors.   

Private sector funding 

We receive approximately 70% of our income from banks, building societies, private trusts, credit organisations and other private sector companies. They recognise that a strong money advice sector is in everyone’s interests.

By supporting the Trust, companies can take a proactive role in managing debt (rather than focussing on reactive debt recovery) as part of their wider corporate social responsibility.

Government funding

Helping people to manage debt can play a vital part in meeting key government objective such as reducing child poverty, social exclusion, health inequalities and barriers to work. We currently receive money from the Department for Business, Innovation and Skills, the Ministry for Justice and the Scottish Government (Accountant in Bankruptcy). 

We couldn't do our vital work with the generous support of our funders. We are extremely grateful to the following organisations who support our work. 

  • Allied International Credit
  • American Express Foundation
  • Argos
  • Baker Tilly
  • Bank of America
  • Barclays Bank
  • Barclaycard
  • Brighthouse
  • British Gas
  • BT
  • Building Societies Trust
  • Business Energy Solutions
  • Capital One
  • Consumer Finance Association
  • Council of Mortgage Lenders
  • Department for Business Innovation and Skills
  • Dollar Financial
  • EDF Energy
  • Energy UK
  • Eon
  • Esmée Fairbairn Foundation
  • Experian
  • Finance and Leasing Association
  • Grant Thornton
  • HSBC
  • HM Treasury
  • Lloyds Banking Group
  • Money Advice Service
  • National Australia Bank Group
  • Nationwide Building Society
  • Northumbrian Water
  • Npower
  • Payplan
  • Provident Financial
  • QuickQuid
  • Santander
  • Scottish Government
  • Scottish Power
  • SSE
  • Step Change Debt Charity
  • The Co-operative Bank
  • The Royal Bank of Scotland Group
  • UK Cards
  • UKAR
  • Vanquis Bank
  • Wescot Credit Service
  • Wessex Water
  • Wonga
  • Yorkshire Building Society 



Ian Robinson
Head of
business development
020 7653 3321
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