National Debtline - free advice and resources to help people deal with their debts.
Run by national charity the Money Advice Trust, National Debtline offers practical self-help – empowering people in debt to speak to creditors directly and put solutions in place to resolve their debt problems.
In 2015 National Debtline helped more than 395,000 people to tackle their debts and manage their money well. 75% of National Debtline callers said they felt less stressed following our advice.
Nationaldebtline.org contains guides, fact sheets and sample letters, as well as a personal budget tool.
"National Debtline explained my options and gave me the confidence to make logical decisions and move forward."
Caller feedback 2016
National Debtline gives advice on important debts such as rent or mortgage arrears and support if creditors take court action. National Debtline also helps people budget better and look for ways to increase their income. For some, setting up a debt management plan (DMP), a debt relief order (DRO), an individual voluntary arrangement (IVA) or bankruptcy may be the best option. National Debtline helps with these too.
National Debtline is completely free, confidential and independent.
We want as many people as possible to benefit from National Debtline's fantastic advice. Please click here to find out more about how you can refer people in financial difficulty to National Debtline.