Our funding

The Trust is funded by banks, building societies, private trusts and other private sector companies, as well as by government, working together to give people the advice they need.


The Trust currently benefits from a partnership funding model where after generating around 10% of our own income (we are actively working to increase this proportion over time), the private sector funds over two-thirds of the Trust’s activities with the government contributing the remaining portion.  We continue to make the case to government for funding and we have included government debts, which are rising, into our Funding Model. The Trust's Funders' Forum has endorsed the Trust's proposed budget and increased activity to seek funding from other sectors.   

Private sector funding 

We receive approximately 60% of our income from banks, building societies, private trusts, credit organisations and other private sector companies. They recognise that a strong money advice sector is in everyone’s interests.

By supporting the Trust, companies can take a proactive role in managing debt (rather than focussing on reactive debt recovery) as part of their wider corporate social responsibility. 

The nature of any funding relationship the Trust choses to enagage in is guided by our funding principles. These principles are ratified by our Funder's Fora and form the basis of any funding relationship. A copy of these principles can be found here: Funding Principles

We are extremely grateful to the following funders for their life-changing support, both financially and in many other ways:

  • American Express Foundation
  • ​Barclays Bank plc.
  • Barclaycard
  • Business Energy Solutions
  • Brighthouse
  • Building Societies Trust Limited
  • Capital One
  • Clydesdale and Yorkshire Bank
  • Consumer Finance Association
  • Department for Business, Innovation and Skills
  • EDF Energy
  • Energy UK
  • Eon
  • Experian
  • Finance & Leasing Association
  • Grant Thornton
  • Home Retail Group
  • HM Treasury
  • HSBC Bank plc.

  • Lloyds Banking Group​
  • MBNA
  • Nationwide Building Society
  • Non-Standard Finance
  • Northumbrian Water
  • Npower
  • Payplan Ltd
  • Provident Financial
  • QuickQuid
  • Santander
  • Scottish Government
  • Scottish Power
  • Single Financial Guidance Body
  • SSE
  • StepChange Debt Charity
  • The Royal Bank of Scotland Group
  • TSB
  • UKAR
  • Vanquis
  • Wescot Credit Services
  • Wessex Water
  • Yorkshire Building Society 
Ian Robinson
Head of
business development
020 7653 3321
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